To speak with a licensed insurance agent
Getting Started
Protect your family from unexpected final expense costs
Why
Funeral and burial costs can range from $7,000 to $15,000 or more, depending on services and preferences. Without proper planning, these expenses are typically paid out of pocket by family members — often at a time of emotional stress.
Burial insurance helps:
Cover funeral and memorial costs
Pay for burial or cremation services
Provide funds for medical bills or outstanding debts
Leave a financial legacy or contribution for loved ones
How
Burial insurance is a guaranteed benefit life insurance policy that pays a tax-free death benefit to your chosen beneficiary when you pass away. The beneficiary can use the funds for funeral expenses or other needs.
Key features include:
Fixed monthly premiums that won’t increase with age
Guaranteed benefit payout when premiums are paid
Simplified application, usually no medical exam
Quick approval for eligible applicants
Research
Final Expense Whole Life Insurance
This is the most common type of burial insurance. It offers:
Lifetime coverage
Cash value growth over time
Fixed premiums
Guaranteed payout to beneficiaries
Term Life Burial Insurance
For some applicants, a short-term policy may be an option with lower initial premiums. These policies provide coverage only for a specified term.
Who
Burial insurance is a good option for:
Older adults who want to plan ahead
People without traditional life insurance
Individuals with health issues who want guaranteed acceptance
Anyone looking to relieve financial stress from family membe
Benefits
Affordable premiums – designed for manageable monthly paymentsNo medical exam required – most applications are health question–based
Faster approval process
Funds can cover any final expense
Peace of mind for you and your family
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