local independent licensed insurance agent and trusted Medicare guide.

Scott Clayton has proudly served clients in Texas and Oklahoma since 1985. With over four decades of experience in the insurance industry, Scott brings deep knowledge, integrity, and personalized service to every client relationship.

Specializing in Medicare planning, Scott helps individuals navigate Medicare Advantage, Medicare Supplement, and Prescription Drug plans with confidence and clarity. He understands that Medicare decisions can feel overwhelming, and he is committed to making the process simple, straightforward, and tailored to each client’s unique needs.

Scott’s long-standing presence in the industry reflects his dedication to building lasting relationships based on trust, reliability, and responsive service. His goal is not just to enroll clients in a plan, but to serve as a dependable resource year after year.

Licensed in Texas and Oklahoma since 1985, Scott Clayton continues to provide knowledgeable guidance and dependable support to those planning for a secure healthcare future.

 

Empowering you is our business

As an independent Licensed Insurance Broker, I specialize in helping beneficiaries and retirees navigate the often-confusing world of Medicare.

Medicare FAQ's

Got questions? We've got answers

You are eligible to apply for Medicare during your initial enrollment period which is a 7 month window. 3 months before turning 65, the month you turn 65 and 3 months after turning 65. 

The easiest way to sign up for Medicare is online through SSA.gov or by Calling Social Security at 1-800-772-1213. You can also visit your local Social Security Office.

If you are already receiving Social Security Benefits you will be automatically enrolled into Original Medicare, otherwise you will be eligible to enroll during your initial enrollment period that starts 3 months before your 65th birthday.

If you miss your Initial Enrollment Period you can sign up during the General Enrollment period that occurs every year January 1st through March 31st. Coverage becomes effective the month following your enrollment date.

Yes, there are penalties for not signing up for Part B of Medicare and will be added to your premium.

If you need a new Medicare card you can order a replacement card by phone at 1-800-772-1213, or online at the Social Security Administration web site. Make sure you have your Medicare number ready when you call.